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Products & Services

If you're looking for a partner to help you achieve financial wellness, The Melanin Project is here for you. We offer a range of products and services that are tailored to meet your unique needs and goals. From our innovative budgeting tools, planners and informative eBooks and more, everything we do is designed to support your financial health. Our financial workshops are filled with actionable tips and insights that you can start applying right away. Join our community today and start taking steps towards the financial wellness you deserve. We offer the following products and services:

Personal Finance

Budget Tools

Budget Planners

Financial Workshops

Explore our offerings, including financial coaching, consultations, digital courses, eBooks

Access free budget tools on our platform or opt for our exclusive budget tool available for purchase

Experience our customized, in-person workshops designed to meet your specific needs and goals.

Transform your financial landscape with our comprehensive budget planne

We Infuse AODEC into Our Products and Services

AODEC, more than an acronym, embodies 80% of mastering budgeting. The remaining 20% involves learning the process and making money work for you. We emphasize AODEC as a crucial framework for success, acknowledging and addressing systemic barriers faced by black women. Through three key principles—recognizing emotions, educating yourself, and empowering life—AODEC guides you to focus energy in the right direction for financial success despite challenges.






Financial Coaching Services

Personalized Financial Coaching

(5 Hours)

Simplify the budgeting journey with us. Receive the essential knowledge and actions required to adhere to your monthly budget effortlessly. Explore effective strategies for debt reduction and discover optimal approaches to saving for emergencies and other financial needs. As part of this coaching package, benefit from a comprehensive analysis of your credit profile.

Bloom Financial Workshop

(Pricing Varies)

Tailor an in-person financial workshop specifically for your group, regardless of its size. Our expertise lies in partnering with employers, non-profits, for-profits, human resource teams, and others to create customized wealth education programs, adaptable to digital (online), self-paced, or in-person formats. Whether you opt for a standalone AODEC workshop or prefer seamless integration, our offerings are versatile and can be personalized to cater to the diverse needs of your audience.

Financial Consultation

      (1 Hour)         

Have a specific personal finance situation to discuss? We're delighted to provide a consultation tailored to your needs.  We're here to assist you with expert advice and support. Your financial well-being is our priority.

Self Paced Personal Finance Products

Digital Personal Finance Course

Picture of a black women doing her personal budget


Grounding Your Mindset

picture of the AODEC mindset course

Discover the secrets of mastering your budget with The Melanin Project's AODEC financial wellness strategy. Join Afra Smith, Founder & CEO, as she guides you through the precise steps she took to eliminate over $30k in debt. This course simplifies the budgeting process, offering you essential insights and actions to stay on track with your monthly financial plan. Gain valuable strategies for debt reduction and learn the optimal approach to saving for emergencies and other financial needs. Included with the course is our exclusive budget spreadsheet.

Essential to budget mastery is grounding your mind—a key focus of our online replay course. Join our Founder & CEO, Afra Smith as she guides you through her personal financial journey and reveals insights gained through the power of AODEC. The course centers on three crucial principles: recognizing your emotions, educating yourself, and empowering your life.

Budget Planner

Budget Planner

(Yellow Cover)

picture of the Bloom Where You Are Planted, Budget Planner

Budget Planner

(Black Cover)

Transform your financial landscape with our comprehensive budget planner—a powerhouse for debt management and financial freedom!  This game-changing planner is your key to crafting a personalized budget, tracking spending with precision, and pinpointing areas for improvement.  Take control of your finances, track every penny, and watch as your financial dreams become a reality.  Invest in your prosperity today! Don't just dream about financial freedom—make it a reality with our budget planner! This budget planner also includes our exclusive budget spreadsheet. Choose from six different cover versions that resonate with you, while the content inside remains consistent across all options.

picture of the Bloom Where You Are Planted, Budget Planner
picture of the Bloom Where You Are Planted, Budget Planner
picture of the Bloom Where You Are Planted, Budget Planner

Resources & Other Tools

We offer various personal financial planning resources to help you on your wealth empowerment journey.  When using these resources remember to tailor any advice to your specific financial situation and consult with a professional as needed.  

Free Budget Spreadsheet
Download your free budget spreadsheet here 
Budgeting is an essential financial tool that involves creating a plan to manage your income and expenses effectively. It helps you track your spending, save money, and achieve financial goals.   

Download your free budget spreadsheet here

Personal or Family

College or Fixed Income

Planner  or Estimator

picture of a computer with a budget on the screen
picture of a computer with a budget on the screen
picture of a computer with a budget on the screen

Purchase Our Exclusive Budget Spreadsheet
Download our exclusive budget spreadsheet here 

Revolutionize your financial game with our premium budget spreadsheet—your ticket to financial empowerment! Say goodbye to financial stress and hello to organized, efficient money management.  This spreadsheet is a game-changer, meticulously designed to streamline your budgeting process. Track expenses effortlessly, set realistic savings goals, and watch your financial dreams become a reality. Need help with learning how to master your budget.   We would love to help you so feel free to connect with us for support!  With our personalized financial coaching or our at one of our financial workshops you will be provided with The Melanin Projects exclusive budgeting spreadsheet

Coming Soon!

A picture of a sign that says coming soon

The Melanin Project is excited about the upcoming release of our new financial e-book series which will cover a wide range of personal finance and financial planning topics related to money management, budgeting, saving, debt managing, personal and business credit, and much more. Sign up for updates via our mailing list or follow us on social media to be alerted.

Engagement Inquiry

Afra Smith, Founder & CEO

Interested in booking our Founder & CEO for your next event. Use the button below to engage! 

Afra Smith.webp

Let's Engage

Drop us an email and we will get in touch with you soon.  If you would like to request our CEO to speak at your event please use our engagement inquiry form linked here.  

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